First 3 Months30 minutes researchHealth & Wellbeing
Compare private health insurance
Consider private health insurance to avoid the Medicare Levy Surcharge and get faster access to specialists.
Why this matters
High earners without private hospital cover pay extra tax. Plus, private insurance gives you more choice for hospitals and specialists.
How to do it
How to do it
- 1
Use privatehealth.gov.au (government comparison tool)
- 2
Decide what you need: hospital cover, extras, or both
- 3
Check if your income triggers the Medicare Levy Surcharge
- 4
Compare policies carefully - 'extras' cover varies widely
Waiting periods apply for pre-existing conditions. If you're thinking about it, apply early.
Time required: 30 minutes research
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