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First 6 Months20 minutesMoney & Finance

Check your credit report (free annual check)

You're entitled to a free credit report every 3 months from each credit bureau. Check for errors and understand your score.

Why this matters

Errors on your credit report can affect loan applications. Catch them early.

How to do it

How to do it

  1. 1

    Get your free report from Equifax, illion, or Experian

  2. 2

    Check all accounts and enquiries listed

  3. 3

    Dispute any errors with the credit bureau

  4. 4

    Set a reminder to check again in 3 months

Multiple credit enquiries in a short time lower your score. Don't apply for credit while checking your report.

Time required: 20 minutes

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Applicable Visa Types

Skilled Worker Visa (Subclass 482)Partner Visa (Subclass 820/801)Permanent Resident

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