First 6 Months10 minutes to checkMoney & Finance
Understand Australian credit scores
Australia has credit scores like other countries. Your credit history here starts fresh, but matters for loans and rentals.
Why this matters
A poor credit score affects rental applications, phone plans, and loans. Build it wisely.
How to do it
How to do it
- 1
Check your credit score free at GetCreditScore or Credit Savvy
- 2
Your Australian credit history starts when you open accounts here
- 3
Pay bills on time - defaults stay on your file for 5 years
- 4
Multiple credit applications in a short time hurt your score
Don't apply for multiple credit cards or loans at once. Each application is recorded.
Time required: 10 minutes to check
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