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First 6 Months15 minutes to applyMoney & Finance

Understand HECS-HELP for citizens/PR students

If you're an Australian citizen or PR studying at university, you may be eligible for HECS-HELP - a government loan for tuition.

Why this matters

HECS-HELP means you don't pay tuition upfront. Repayments come from your salary when you earn enough.

How to do it

How to do it

  1. 1

    Check your eligibility at the StudyAssist website

  2. 2

    Complete the HECS-HELP form when enrolling

  3. 3

    Provide your TFN

  4. 4

    Repayments start automatically when your income exceeds the threshold

New Zealand citizens on SCV and some PR holders have different eligibility. Check carefully.

Time required: 15 minutes to apply

Go to official resource

Applicable Visa Types

Permanent Resident

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