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First 3 Months5 minutes to check statementsMoney & Finance

Confirm your super guarantee rate

As of July 2025, employers must pay 12% super guarantee on top of your salary. This is going up each year.

Why this matters

Make sure your employer is paying the correct rate. Check your super fund statements to confirm contributions.

How to do it

How to do it

  1. 1

    The current super guarantee is 12% of your earnings

  2. 2

    This is paid on top of your salary, not deducted from it

  3. 3

    Check your super fund statement quarterly to confirm payments

  4. 4

    Report missing contributions to the ATO

Some employers don't pay super to temporary visa holders. This may be legal depending on your visa - check.

Time required: 5 minutes to check statements

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Applicable Visa Types

Skilled Worker Visa (Subclass 482)Working Holiday Visa (Subclass 417)Partner Visa (Subclass 820/801)Permanent Resident

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