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First Month30 minutes researchMoney & Finance

Choose your superannuation fund

Super is Australia's retirement savings system. Your employer must pay 11.5% of your salary into a super fund. You can choose which fund.

Why this matters

The default fund your employer picks might have high fees. Choosing wisely can save you thousands over time.

How to do it

How to do it

  1. 1

    Use the ATO's YourSuper comparison tool to compare funds

  2. 2

    Look for low fees and good long-term returns

  3. 3

    Give your chosen fund details to your employer

  4. 4

    If you don't choose, your employer will use their default fund

If you've had multiple jobs, you may have multiple super accounts. Consolidate them to save fees.

Time required: 30 minutes research

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Applicable Visa Types

Skilled Worker Visa (Subclass 482)Working Holiday Visa (Subclass 417)Partner Visa (Subclass 820/801)Permanent Resident

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